Window Shutters Town n Country Does Owning Window Shutters Affect Insurance Premiums?

For many, making sure that we are able to pay our home insurance bill is a top priority to everyone. Even if you feel comfortable paying your monthly premium, there are a lot of people who would agree that having lower costs each month would be a blessing, as we all try to save as much money as we can. When it comes to interior window shutters, Town n Country residents might be wondering if installing new window shutters will lower their home insurance, as there is a section in most inspections that ask if there are shutters for the home.

Hurricane Shutters vs Interior Window Shutters

Many people mistakenly think that when a home insurance company wants to know if there are shutters for the home, they think they are referring to interior window shutters or plantation shutters, but this is not the right shutters. When it comes to home insurance companies and window shutters, Town n Country residents should know that they are referring to exterior hurricane shutters, and not what type of furnishings a homeowner has for their windows. Hurricane shutters are mettle shutters that are designed to go on the outside of a home, to protect windows from high winds and flying debris during heavy storms.

Interior Window Shutters Offer no Advantage with regard to Insurance

While it has been proven that interior window shutters do offer better protection to windows when compared to other furnishing options, these types of shutters do little to nothing when talking about the destructive forces of severe weather outside. When it comes to interior window shutters, Town n Country residents should know that an insurance company does not give homeowners a discount or a break if they own window shutters, but that does not mean that they have no value for protection. If an object does go through a window due to strong winds, a homeowner is going to be much safer if their window had interior window shutters, than if they had traditional blinds and curtains.

*Disclaimer: The views expressed here are those of the authors and do not necessarily represent or reflect the views of Simply Shutters*